Posts by Firsh

1803 posts Time is what you desire most, but waste carelessly.
  • Has sold $250,000+ on Envato Market
  • Elite Author: Sold more than $75,000 on Envato Market
  • Has been part of the Envato Community for over 5 years
  • Sells items exclusively on Envato Market
+5 more
Firsh says

My Payoneer card got hacked in mid 2014, just under 4 hours after I got my Envato payout. The ATM withdrawals were minutes apart and originated from Russia then Mexico. ( I wonder which airlines travels that fast :)

I have cards issued by local banks that work internationally which I use frequently but it was only the Payoneer card that got hacked… Even though I only use that card for emergencies (once a month or less).

3 months after filing a dispute, I’m now been offered a $280 “good will” gesture out of almost $600 taken. $600 is a lot of money where I live.

I’m disappointed. Now I have to rely on bank transfer which means Envato payouts are now further apart and fees are higher…

A concern of mine is what if the cashier is a super smart human who can memorize all the numbers and letters on a card when I give it to them at point of sale? They could then use the info for online purchases. Also, when paying at restaurants (in the US), they may take your card away for payment then bring it back later. During that time they can write down all the info or take photos. Also security cams could record images of your card and if they catch both sides then bam anyone who watches the video feed can pay using it. Also, when stopped by the police in a foreign country they can take photos of your card, and if they are corrupt or some 3rd party accidentally finds those pictures then bam again, they can spend your money. ATMs can be spoofed so your card info gets stolen then later copied, maybe you just used your card at the wrong place at the wrong time :/ Anyway, be careful with whom you show your card or where you use it. As far as I know google wallet with a google NFC phone can be a substitute for any card, then you could use it instead of your card at any POS terminal that has paypass. That’s probably a way how thieves copy cards.

1803 posts Time is what you desire most, but waste carelessly.
  • Has sold $250,000+ on Envato Market
  • Elite Author: Sold more than $75,000 on Envato Market
  • Has been part of the Envato Community for over 5 years
  • Sells items exclusively on Envato Market
+5 more
Firsh says

If you will be finding a middleman be VERY careful about who you do business with, there are lots of money transfer scams. Not sure about relatives but family can also be dishonest, especially distant relatives and with this amount.

1803 posts Time is what you desire most, but waste carelessly.
  • Has sold $250,000+ on Envato Market
  • Elite Author: Sold more than $75,000 on Envato Market
  • Has been part of the Envato Community for over 5 years
  • Sells items exclusively on Envato Market
+5 more
Firsh says

If that was true then you’d only be allowed to use such icons on non profit content. Most sites and apps are for gain in some way. I don’t know though.

1803 posts Time is what you desire most, but waste carelessly.
  • Has sold $250,000+ on Envato Market
  • Elite Author: Sold more than $75,000 on Envato Market
  • Has been part of the Envato Community for over 5 years
  • Sells items exclusively on Envato Market
+5 more
Firsh says

You can customize basically any gallery to do that, to display the target image anywhere, instead of a lightbox.

1803 posts Time is what you desire most, but waste carelessly.
  • Has sold $250,000+ on Envato Market
  • Elite Author: Sold more than $75,000 on Envato Market
  • Has been part of the Envato Community for over 5 years
  • Sells items exclusively on Envato Market
+5 more
Firsh says

@webfector please share your opinion about previews.

1803 posts Time is what you desire most, but waste carelessly.
  • Has sold $250,000+ on Envato Market
  • Elite Author: Sold more than $75,000 on Envato Market
  • Has been part of the Envato Community for over 5 years
  • Sells items exclusively on Envato Market
+5 more
Firsh says

Those emails have a “reply-to” specified, the mail will not go to Envato.

1803 posts Time is what you desire most, but waste carelessly.
  • Has sold $250,000+ on Envato Market
  • Elite Author: Sold more than $75,000 on Envato Market
  • Has been part of the Envato Community for over 5 years
  • Sells items exclusively on Envato Market
+5 more
Firsh says

Justified Image Grid can do the following for you: Create a gallery there that pulls all Instagram content tagged with #mywestelm automatically (or whatever unique hashtag you come up with).

1803 posts Time is what you desire most, but waste carelessly.
  • Has sold $250,000+ on Envato Market
  • Elite Author: Sold more than $75,000 on Envato Market
  • Has been part of the Envato Community for over 5 years
  • Sells items exclusively on Envato Market
+5 more
Firsh says

@Firsh

Is there an amount limit to withdraw from Envato via Payoneer’s MasterCard?

Is there a daily limit to withdraw funds at an ATM via Payoneer’s MasterCard?

Is the card connected to my bank account in some sort of way? I mean, can my bank track the withdrawals I do from the ATM using the Payoneer’s MasterCard? Where is the money “located” once it has been transferred from Envato the the MasterCard?

Thanks!

BTW I’m not Payoneer support :) Note that the TOS likely varies from partner to partner, in this case I only know what applies to Envato cards.

There is no limit to the amount you can receive from official paying Partners (Envato).
7. Limits on Transactions For security reasons, you may only make up to ten (10) withdrawals per any 24 hour period at ATMs and the total number of transactions you can make using POS terminals is nine (9) transactions per any 24 hour period. You may not make more than USD 5,000 / EUR 5,000 / GBP 5,000 in transactions of any type from your Card per any 24 hour period (the relevant limit applies according to the card currency). Any transaction made on a non-business day is considered made on the next business day. You may not use your Card for any illegal transactions or at gambling sites or for any gambling activity.

How could your bank track it? No it’s not connected. But your name is written on the card and if you use it at domestic shops or ATMs then you are trackable. Payoneer has multiple banks and it’ll be indicated on your card what bank it belongs to. It could be Choice Bank in Belize or First Covenant Bank, USA.

You can read this at the bottom of the Payoneer site:

The Payoneer Prepaid MasterCard┬« card is issued by Choice Bank Limited, Wirecard Card Solutions Ltd (“WDCS”) WDCS is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051)), or First Covenant Bank (member FDIC), pursuant to a license by MasterCard┬« International Incorporated. MasterCard┬« is a registered trademark of MasterCard International Incorporated.
1803 posts Time is what you desire most, but waste carelessly.
  • Has sold $250,000+ on Envato Market
  • Elite Author: Sold more than $75,000 on Envato Market
  • Has been part of the Envato Community for over 5 years
  • Sells items exclusively on Envato Market
+5 more
Firsh says

If you want to put it back into business (advertising, hosting, services or whatever) or just spend on ebay then Paypal. For everything else there is Mastercard (pun intended) so if you want to spend in shops then Payoneer.

You can withdraw from Paypal to Payoneer using the US Payment Service (they create a virtual bank account for you). Or to other bank accounts.

Also, probably you can fund your Paypal using the Payoneer card. So no decision is final.

Both can be used to further withdraw to your local bank, using an origin account that is in your country (check which company supports this in your country, most likely it’ll be Payoneer).

1803 posts Time is what you desire most, but waste carelessly.
  • Has sold $250,000+ on Envato Market
  • Elite Author: Sold more than $75,000 on Envato Market
  • Has been part of the Envato Community for over 5 years
  • Sells items exclusively on Envato Market
+5 more
Firsh says

They say it’s not a “hidden fee” but I never got to learn how EXACTLY it is calculated. Make sure to always select Bahraini dinar at ATM and shops (sometimes they’ll give you option between USD and BHD). If you choose, e.g. 100USD (converted by the bank of the sale terminal from BHD), you’ll still get charged something like 103USD (which is extra by MC). So just choose BHD everywhere and let MC convert everything, the fees will be a bit less. I don’t know where the cross border fee is indicated in a schedule but it varies by country and how far you are from the issuing bank / account currency.

I believe the cross border fee is just a “name” for the real conversion rate. By calling it differently they can say “oh we have 0.1% rate” – sure but the trick is to charge the extra fee. You have this fee even in the USA (but it’s low), because Payoneer’s bank is not necessarily in the USA…

The activation fee and withdraw fee is completely different, don’t worry about those, they are of least concern.

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