Agree with tagDiv , also logo looks too small.
Is not too similar, just its similar at first glance. Try to change some general styles to avoid this problem.
I can’t see in full size but i can see the main problem is basically typography and spacigs. Also PSD need to be unique and very detailed. Just see the latest templates get inspire and keep practicing.
I agree with charlie, the first is much better .. the second have a good idea but the execution is poor. Keep going forward. Good Luck
Layout need to be more unique, it just a lot of lipsum text and some images, try something else.
I agree with diff colors & HTML/WP
Not ready for PSD, but you can try coding it.