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ThemeBlvd says

I have a merchant account where I pay $30 a month, but the only reason I upgraded that was so I could get access to their API features in order to do the fancy integration into my Magento store.

I guess there is a free and paid merchant accounts. I guess this “Website Payments Pro” is what I have:

https://merchant.paypal.com/us/cgi-bin/?cmd=_render-content&content_ID=merchant/compare_wp_products#secondpage

I don’t believe with a Personal account, you can actually sell from your website or integrate your account into basic shopping carts, and what not. It’s more meant for transferring money to friends/family, etc.

The fees between the two (personal and free merchant), appear to be the same, but by getting the free merchant account, you’re able to do more with selling your items. And then with the paid merchant account, you have access to even more API features.

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organicbee says

you just need a business account(free) but you dont get some of the advanced api stuff and transaction fee are higher but itll plugin to magento fine

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ThemeBlvd says

The fees are a bit hidden, but you can see them here:

https://www.paypal.com/cgi-bin/webscr?cmd=_display-fees-outside

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ThemeBlvd says

you just need a business account(free) but you dont get some of the advanced api stuff and transaction fee are higher but itll plugin to magento fine

It integrates, but you just get access to more with the paid is all. With the paid merchant account, you can process credit cards with PayPal’s API on your site by utilizing Magento’s one-page checkout process where the user never actually goes to the PayPal site, for example. I used to have on my magento site where people could choose “Paypal” or “Credit Card” for checkout, both went through PayPal, but one made it seem like my site was actually accepting the credit card… Kind of giving a more legit feel to the user, I dunno…

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Landonw says

@ThemeBlvd
I lol’d at your comment ;-)

OT: I see no rates for premier or business account types. So I don’t really know what’s the different, except that there are more services for premier and business: https://www.paypal.com/nl/cgi-bin/webscr?cmd=xpt/Marketing/general/PayPalAccountTypes-outside

@landonw
I think you mean “Premier account type” ? If so, do you pay a monthly fee? Can’t find it on their site, it’s very confusing.

EDIT : (but still nothing about fee’s or something)
https://www.paypal.com/nl/cgi-bin/webscr?cmd=_fees-rate-about-outside

No monthly fee, just a 3% from any payment I get.

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CodeSwift says

I called Paypal this morning.

The guy I was talking to said there was no big difference between, Personal, Premier or Merchant. But he suggested me to get a Premier account since I expect money transfered to my account his year. Why he suggested…? Well because, I don’t know. LOL .

It seems there is no big difference at all. With Merchant you can set your account with your business-name, that’s all he could tell me.

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brainbuzzmedia says

The difference is that with the $30/month account type you can accept credit cards on your website without re-directing to paypal.

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CodeSwift says

The difference is that with the $30/month account type you can accept credit cards on your website without re-directing to paypal.

Yeah that’s what I understood from ThemeBlvd, but the difference between those three account types -> Personal, Premier or Merchant without the $30 a month is still confusing..

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